Commercial Financing
Made Clear for Ontario Borrowers
We help investors, developers, and business owners navigate multifamily, apartment, mixed-use, bridge, construction and commercial financing across Ontario with straightforward guidance and tailored solutions.
OPPORTUNITIES
REAL RESULTS
Popular Ontario Financing Solutions
Apartment Financing
Financing for purpose-built, stabilized and value-add apartment properties.
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CMHC MLI Select
Explore insured financing options for qualifying rental housing projects.
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Construction Financing
Ground-up, expansion and major redevelopment financing across Ontario.
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Bridge Loans
Short-term financing for acquisitions, repositioning and timing gaps.
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Mixed-Use Mortgages
Solutions for properties combining residential and commercial uses.
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Small Commercial
Retail, office, industrial and owner-occupied commercial financing.
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MLI Select
Understanding CMHC MLI Select
MLI Select is CMHC's multi-unit mortgage insurance product designed to encourage affordability, accessibility and energy efficiency in rental housing. Qualifying projects may receive enhanced insured-financing terms based on program eligibility and points achieved.
Explore MLI Select →Who is it for?
Owners, purchasers and developers of qualifying multi-unit rental housing.
Potential benefits
- Higher leverage for qualifying projects
- Longer amortization at eligible point levels
- Insured financing
- Affordability, accessibility and energy-efficiency incentives
How Crespoint helps
Preliminary review, scenario analysis, documentation, lender placement and closing coordination.
Commercial Financing Calculators
Calculators are for preliminary educational use only and do not constitute a financing offer, commitment, qualification or approval.
Submit Your Financing Inquiry
Tell us about your property and financing objective. The form is designed to collect enough information for an efficient initial review.
Serving Communities Across Ontario
Insights & Frequently Asked Questions
What is CMHC MLI Select?
A multi-unit mortgage insurance program that can provide enhanced insured-financing terms for qualifying rental housing projects based on affordability, accessibility and energy-efficiency criteria.
What information is needed for an initial review?
Typical information includes property type, location, value or purchase price, requested loan amount, income, expenses, occupancy, existing debt and closing timeline.
Can Crespoint review construction financing?
Yes. Construction inquiries can be assessed using project cost, land value, plans, budget, experience, presales or leasing strategy, equity and projected stabilized income.
Are calculator results binding?
No. All calculators are preliminary educational tools. Actual financing depends on lender underwriting, valuation, borrower strength, market conditions and program eligibility.