Commercial Financing Calculators
Run preliminary scenarios before requesting a financing review. These tools help you understand debt service, leverage, property income and potential borrowing capacity.
Mortgage Payment
Estimate monthly and annual debt service based on loan amount, rate and amortization.
Open calculator →DSCR
Measure how strongly property net operating income covers annual debt obligations.
Open calculator →Maximum Loan
Estimate an income-supported loan amount using NOI, target DSCR, rate and amortization.
Open calculator →Cap Rate
Calculate a property's capitalization rate from annual NOI and property value.
Open calculator →Loan-to-Value
Calculate current or proposed LTV and see the corresponding equity position.
Open calculator →Debt Yield
Compare property NOI with the proposed loan balance using a lender-focused metric.
Open calculator →Cash Flow
Estimate NOI and cash flow after operating expenses and annual debt service.
Open calculator →Refinance / Equity
Estimate potential gross loan proceeds and equity available under an assumed LTV.
Open calculator →Construction Financing
Explore an illustrative loan-to-cost ceiling and minimum equity contribution.
Open calculator →CMHC MLI Select
Use Crespoint's preliminary MLI Select scenario tool for qualifying multi-unit housing.
Open MLI Select tool →