OWNER-OCCUPIED COMMERCIAL

Owner-Occupied Commercial Financing

Commercial mortgage solutions for businesses purchasing, refinancing or improving the properties they operate from.

WHAT WE CAN REVIEW

Financing Structured Around Your Objective

Owner-occupied financing is evaluated using both the real estate and the operating business, including cash flow, debt obligations, borrower strength and the percentage of the property occupied by the business.

  • Industrial and warehouse properties
  • Professional office buildings
  • Retail and service locations
  • Purchase financing
  • Refinance and improvements
  • Business-property financing strategies
PRELIMINARY REVIEW

What We Look At First

Property

Asset type, location, condition, occupancy and tenancy.

Income

NOI, rent roll, operating history and debt-service capacity.

Borrower

Experience, liquidity, net worth and sponsorship strength.

Capital Structure

Requested leverage, equity, existing debt and use of proceeds.

Timing

Purchase conditions, maturity dates, construction milestones or closing requirements.

Exit Strategy

Long-term hold, refinance, stabilization, sale or insured take-out.

START A REVIEW

Send Us the Deal Details

The financing inquiry is structured to capture the key information needed for an initial commercial mortgage review.

Start Financing Inquiry →

Information on this page is general and educational. Financing terms, lender availability and approvals depend on the specific transaction and applicable lender requirements.